Programme – The Art and Science of Single Stock Financing and Credit Approval
| Duration | Course Fee | Delivery Mode |
| 2 Day (16 Hours) | KIV | In-person classroom session |
This course dives into the fundamentals of single stock financing and the credit approval process. Learn to assess creditworthiness, mitigate risks, and understand loan-to-value ratios, legal considerations, and regulatory compliance. Through real-world case studies and interactive exercises, you’ll develop the skills needed to navigate complex credit decisions confidently. Perfect for finance professionals looking to enhance their expertise in stock-based lending and credit approvals.
Suitable for
Professionals in banking, wealth management, and credit risk roles.
Learning Outcomes:
By the end of this course, participants will be able to:
1. Understand the principles and mechanisms of single stock financing.
2. Gain insights into the credit approval process for single stock financing.
3. Learn how to assess risks and apply risk mitigation strategies.
4. Develop analytical skills for decision-making in credit approvals.
Course Outline
| Module 1: Introduction to Single Stock Financing | – What is Single Stock Financing? – Key Features and Benefits – Common Use Cases in Wealth Management and Private Banking |
| Module 2: Understanding Credit Approval in Single Stock Financing | – Overview of Credit Approval Processes – Role of Credit Teams and Relationship Managers – Key Documents and Information Required |
| Module 3: Risk Assessment and Management | – Evaluating Stock Volatility and Liquidity – Market Risk vs. Credit Risk: Key Differences – Diversification Strategies to Mitigate Risk |
| Module 4: Valuation and Loan-to-Value (LTV) Ratios | – Determining the Value of Collateral (Stocks) – LTV Ratio Calculation and its Importance – Case Study: Real-World LTV Scenarios |
| Module 5: Legal and Regulatory Considerations | – Compliance Requirements in Single Stock Financing – Legal Implications of Stock as Collateral – Regulatory Variations in Singapore – International Regulatory Variations |
| Module 6: Credit Decision-Making Framework | – Factors Influencing Credit Approval Decisions – Red Flags to Watch Out For – Aligning Credit Approval with Institutional Policies |
| Module 7: Practical Applications and Interactive Case Studies | – Approval Decision on a Volatile Stock – Managing Defaults or Margin Calls – Role-Playing Scenarios for Credit Approvals |
| Module 8: Emerging Trends and Innovations | – AI and Data Analytics in Credit Risk Assessment – Sustainable Investing and its Impact on Stock Financing – Evolving Regulations in the Global Market |
| Assessment | Group discussion and real-life case study analysis |
Upon completion of the course, and passing the assessment with a minimum attendance fulfilment of 75%, participants will be awarded a Certificate of Completion by ScholarBridge Global Pte. Ltd.
